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As long as you are a permanent resident of Hong Kong at least 18 years old and are enrolled in courses offered by local colleges and universities, you can apply for a uFinance student loan.
Yes, Octave student loans do not interfere with the purpose of the loan.
Yes, as long as you show the student certification documents (such as Offer Letter and tuition slips, etc.), you can also apply for a student loan.
Yes, the applicant can repay the money in advance at any time. For early payment, only the remaining principal is required, and there is no penalty interest or any handling fee.
If the applicant submits all the documents, he can apply in the morning at the earliest, sign the contract and withdraw the loan in the afternoon.
Yes. If students want to cancel the student loan after applying for a student loan online on uFinance, they can cancel the application to uFinance by phone/Whatsapp/email at any time.
In addition, if you want to cancel after receiving the final approval result (annual interest rate and final approval amount, etc.), you can also cancel the application through Whatsapp/email, or choose not to reply to agree or not, or choose not to sign the contract. Octave/loan director will cancel the loan application after a period of time. Individual cases.
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