Why Octave
No income certificate is required.
Octave understands that students generally only have income such as part-time or private supplement, and cannot provide income certificates. Therefore, uFinance quickly approves student loan interest-free certificates through big data, and the approval rate is as high as 90%.
The first in Hong Kong: minimum interest guarantee
Help students save the process of comparing loan prices and ensure that you can get the most preferential interest. If other banks or financial institutions offer you lower loan approval interest, Octave will refund the interest difference in cash.
Flexible repayment period
The applicant can cancel the loan application at any time after successful approval, or repay the loan in full at any time after withdrawing the loan, without any hidden handling fee.